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Premier Family Extras

Designed for growing families, this cover offers our highest extras benefits and biggest limits.

Higher limits for your family
Major dental & orthodontics
$250 back on optical per person

Premier Family Extras

from $41.45/wk

What you’re covered for

Included:Benefit BonusDetails
Combined with any Latrobe Health hospital cover, you accrue $100 per person (capped at $200 per membership) each year on your join anniversary. If unused, your bonus rolls over, up to $500 per person and capped at $1000 per membership. More about Benefit Bonus

Ambulance membership feeBenefit 100%Limit No separate limitWaiting 2 months

Emergency ambulanceUnlimited emergency ambulance transports where necessaryShow 1 serviceBenefit No limitLimit No limitWaiting 1 day

What’s included

Emergency ambulance: each service and the benefit paid for it
Service	Benefit we pay
Unlimited emergency ambulance transports where necessary	No limit

Paid per service, within the limit and waiting period above.

General dentalItems as per dental schedulePeriodic oral examination · Scale and clean · Fluoride treatments · Adhesive restoration (filling 1 surface) · Preparation of 1 root canal · Filling of 1 root canal · Surgical tooth extraction · X-rays · Simple tooth extraction · Mouth guardShow 10 servicesBenefit Varies by serviceLimit $1000 per personWaiting 2 months

What’s included

General dental: each service and the benefit paid for it
Service	Benefit we pay
Periodic oral examination	First 2 examinations $60 each$42 on subsequent services
Scale and clean	First 2 scale & cleans $120 each$75 on subsequent services
Fluoride treatments	$36maximum 2 per person
Adhesive restoration (filling 1 surface)	$80
Preparation of 1 root canal	$140
Filling of 1 root canal	$145
Surgical tooth extraction	$140
X-rays	First x-ray $50$32 on subsequent services
Simple tooth extraction	$84
Mouth guard	$80

Paid per service, within the limit and waiting period above.

Major DentalItems as per dental scheduleTreatment of acute periodontal infection · Bridge pontic – indirect · Full crown veneersShow 3 servicesBenefit Varies by serviceLimit $875 per personWaiting 12 months

What’s included

Major Dental: each service and the benefit paid for it
Service	Benefit we pay
Treatment of acute periodontal infection	$55
Bridge pontic – indirect	$550
Full crown veneers	$680

Paid per service, within the limit and waiting period above.

OrthodonticsOrthodontics courseShow 1 serviceBenefit 100%Limit $750 per person$2400 lifetime limitWaiting 12 months

What’s included

Orthodontics: each service and the benefit paid for it
Service	Benefit we pay
Orthodontics course	100%

Paid per service, within the limit and waiting period above.

OpticalGlasses, contact lenses and prescription sunglassesShow 1 serviceBenefit $250Limit $250 per personWaiting 6 months

What’s included

Optical: each service and the benefit paid for it
Service	Benefit we pay
Glasses, contact lenses and prescription sunglasses	$250

Paid per service, within the limit and waiting period above.

Physiotherapy, chiropractic & osteopathyGroup physiotherapy / hydrotherapy · Physiotherapy · Antenatal & postnatal classes · Chiropractic · Osteopathy · Exercise physiologyShow 6 servicesBenefit Varies by serviceLimit $550 per person$1650 per membershipWaiting 2 months

What’s included

Physiotherapy, chiropractic & osteopathy: each service and the benefit paid for it
Service	Benefit we pay
Group physiotherapy / hydrotherapy	$15
Physiotherapy	$50
Antenatal & postnatal classes	$45
Chiropractic	$45
Osteopathy	$45
Exercise physiology	$45

Paid per service, within the limit and waiting period above.

Acupuncture, massage & myotherapyAcupuncture · Chinese medicine · Massage (with registered provider) · Myotherapy · Nutrition and dieteticsShow 5 servicesBenefit $45Limit $400 per person$1200 per membershipWaiting 2 months

What’s included

Acupuncture, massage & myotherapy: each service and the benefit paid for it
Service	Benefit we pay
Acupuncture	$45
Chinese medicine	$45
Massage (with registered provider)	$45
Myotherapy	$45
Nutrition and dietetics	$45

Paid per service, within the limit and waiting period above.

AudiologyAudiology · Eye, occupational and speech therapyShow 2 servicesBenefit $40Limit $425 per person$1275 per membershipWaiting 2 months

What’s included

Audiology: each service and the benefit paid for it
Service	Benefit we pay
Audiology	$40
Eye, occupational and speech therapy	$40

Paid per service, within the limit and waiting period above.

PodiatryPodiatry · Podiatry servicesShow 2 servicesBenefit Varies by serviceLimit $400 per person$1200 membership limitWaiting 2 months

What’s included

Podiatry: each service and the benefit paid for it
Service	Benefit we pay
Podiatry	$45
Podiatry services	65%

Paid per service, within the limit and waiting period above.

Psychology & counsellingPsychology · Stress management · CounsellingShow 3 servicesBenefit $60Limit $450 per person$1350 per membershipWaiting 2 months

What’s included

Psychology & counselling: each service and the benefit paid for it
Service	Benefit we pay
Psychology	$60
Stress management	$60
Counselling	$60

Paid per service, within the limit and waiting period above.

Hearing aid & health appliancesHearing aid · Health appliances & prostheses (TGA approved health appliances and devices, recommended by a relevant provider or health practitioner and where supporting documentation is provided)Show 2 servicesBenefit 65%Limit $500 total all appliances every 2 yearsWaiting 12 months

What’s included

Hearing aid & health appliances: each service and the benefit paid for it
Service	Benefit we pay
Hearing aid	65%
Health appliances & prostheses (TGA approved health appliances and devices, recommended by a relevant provider or health practitioner and where supporting documentation is provided)	65%

Paid per service, within the limit and waiting period above.

Medical gases (oxygen, medical air)Refer to the fund rules for eligibility and conditionsShow 1 serviceBenefit 65%Limit $500 every 2 yearsWaiting 12 months

What’s included

Medical gases (oxygen, medical air): each service and the benefit paid for it
Service	Benefit we pay
Refer to the fund rules for eligibility and conditions	65%

Paid per service, within the limit and waiting period above.

Pregnancy compression garmentsRefer to the fund rules for eligibility and conditionsShow 1 serviceBenefit 65%Limit $250 every 2 yearsWaiting 2 months

What’s included

Pregnancy compression garments: each service and the benefit paid for it
Service	Benefit we pay
Refer to the fund rules for eligibility and conditions	65%

Paid per service, within the limit and waiting period above.

Health maintenanceAustralian Breast Feeding Association membership fee · Nicotine replacement therapy (Requires medical documentation and official pharmacy receipt) · QUIT smoking courseShow 3 servicesBenefit Varies by serviceLimit $225 per person$675 per membershipWaiting 2 months

What’s included

Health maintenance: each service and the benefit paid for it
Service	Benefit we pay
Australian Breast Feeding Association membership fee	$50
Nicotine replacement therapy (Requires medical documentation and official pharmacy receipt)	$40
QUIT smoking course	$100

Paid per service, within the limit and waiting period above.

PharmaceuticalsEpiPen · Immunotherapy (allergy) · Pharmaceuticals · Travel vaccines · Skin prick testShow 5 servicesBenefit Varies by serviceLimit $340 per person$1020 per membershipWaiting 2 months

What’s included

Pharmaceuticals: each service and the benefit paid for it
Service	Benefit we pay
EpiPen	100%
Immunotherapy (allergy)	100%
Pharmaceuticals	$50
Travel vaccines	$50
Skin prick test	100%

Paid per service, within the limit and waiting period above.

Infant sleep schoolParticipation in recognised sleep management programShow 1 serviceBenefit 100%Limit $300 per membershipWaiting 2 months

What’s included

Infant sleep school: each service and the benefit paid for it
Service	Benefit we pay
Participation in recognised sleep management program	100%

Paid per service, within the limit and waiting period above.

HPV vaccineBenefit 1 per lifetime, per personLimit No separate limitWaiting 2 months

Top-up amount to cover additional extras services required in case of school accident for child dependantsBenefit 100%Limit $175Waiting 12 months

Travel for outpatient medical specialist and specialist major dental appointments (over 200km round trip)Benefit 0.15c per kmLimit $100Waiting 2 months

Your premium depends on your details, and prices and available plans can change. Each cover’s policy document prevails over this summary.

Included with Premier Family Extras

Benefit Bonus

Get a little extra on the extras you use most. When you combine Premier Family Extras with any Latrobe Health hospital cover, you’ll receive a Benefit Bonus that builds up each year on your join anniversary and can be used to help cover gaps on included extras services.

That’s an extra $100 per person, or $200 per membership to use, every year on top of your regular extras benefits.

Any unused Benefit Bonus rolls over each year, capped at $500 per person and $1000 per membership.

Waiting period: 6 months.

How it works

Combine Premier Family Extras with any Latrobe Health Services hospital cover.
Your Benefit Bonus grows each year on your join anniversary.
Any unused bonus rolls over, up to $500 per person and capped at $1000 per membership.
Use it towards gaps on included extras services.
On couple and family memberships, each person can claim up to 50% of the available bonus in any one year.

Good to know

Limits and waiting periods

Each extras service has its own annual limit and waiting period before you can start claiming. Limits reset on 1 January each year, giving you a fresh set of benefits for the year ahead. Claim and track what you’ve used in the Latrobe Health app (no maths required).

Emergency ambulance

You’re covered for unlimited emergency ambulance transport by road, boat or air, after a one-day waiting period. Live in Queensland? Your state ambulance scheme covers you Australia-wide instead. Tasmanian residents are covered by their state scheme in Tasmania; the policy document explains trips interstate. We don’t cover non-emergency transport, like a transfer between hospitals or a trip home.

Exclusive optical discounts

Latrobe Health Services members have access to exclusive offers from Specsavers and OPSM, helping you get more from your optical cover. That’s extra savings on top of your extras benefits, so you can stretch your optical budget further.

Claiming made easy

Leave your membership card at home. Create a QR code in the Latrobe Health app and scan it at any provider with a HICAPS Trinity terminal. Claiming later is just as easy: snap a photo of your receipt in the app and submit in a few taps. We’ll handle the paperwork (all of it) and pay your benefit into your account.

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