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Core Complete Extras

Balanced cover with higher limits on the services you use most.

Major dental & orthodontics
$200 back on optical per person
Health appliances

Core Complete Extras

from $9.77/wk

What you’re covered for

Ambulance membership feeBenefit 50%Limit No separate limitWaiting 2 months

Emergency ambulanceUnlimited ambulance transports where necessaryShow 1 serviceBenefit No limitLimit No limitWaiting 1 day

What’s included

Emergency ambulance: each service and the benefit paid for it
Service	Benefit we pay
Unlimited ambulance transports where necessary	No limit

Paid per service, within the limit and waiting period above.

General dentalItems as per dental schedulePeriodic oral examination · Scale and clean · Simple tooth extraction · Adhesive restoration (filling 1 surface) · Preparation of 1 root canal · Filling of 1 root canal · Fluoride treatment · Surgical tooth extraction · Mouth guard (supplied by a dentist or dental technician)Show 9 servicesBenefit Varies by serviceLimit $1000 per person$2000 per membershipCombined general and major dental limitsWaiting 2 months

What’s included

General dental: each service and the benefit paid for it
Service	Benefit we pay
Periodic oral examination	First examination $60Subsequent $30.50
Scale and clean	First examination $120Subsequent $57.60
Simple tooth extraction	$63.15
Adhesive restoration (filling 1 surface)	$63.30
Preparation of 1 root canal	$105.50
Filling of 1 root canal	$109.80
Fluoride treatment	$362 per person per year
Surgical tooth extraction	$104.30
Mouth guard (supplied by a dentist or dental technician)	$80 per person

Paid per service, within the limit and waiting period above.

Major DentalItems as per dental scheduleTreatment of acute periodontal infection · Bridge pontic – indirect · Full crown veneersShow 3 servicesBenefit Varies by serviceLimit $1000 per person$2000 per membershipCombined general and major dental limitsWaiting 12 months

What’s included

Major Dental: each service and the benefit paid for it
Service	Benefit we pay
Treatment of acute periodontal infection	$41.15
Bridge pontic – indirect	$418.10
Full crown veneers	$556.80

Paid per service, within the limit and waiting period above.

OrthodonticsOrthodontics courseShow 1 serviceBenefit 100%Limit $600 per person$1800 lifetime limitWaiting 12 months

What’s included

Orthodontics: each service and the benefit paid for it
Service	Benefit we pay
Orthodontics course	100%

Paid per service, within the limit and waiting period above.

OpticalGlasses, contact lenses and prescription sunglassesShow 1 serviceBenefit $200Limit $200 per personWaiting 6 months

What’s included

Optical: each service and the benefit paid for it
Service	Benefit we pay
Glasses, contact lenses and prescription sunglasses	$200

Paid per service, within the limit and waiting period above.

Physiotherapy, chiropractic & osteopathyGroup physiotherapy / hydrotherapy · Physiotherapy · Chiropractic · Chiropractic X-ray (one per year) · OsteopathyShow 5 servicesBenefit Varies by serviceLimit $300 per person$600 per membershipCombined limitWaiting 2 months

What’s included

Physiotherapy, chiropractic & osteopathy: each service and the benefit paid for it
Service	Benefit we pay
Group physiotherapy / hydrotherapy	$10
Physiotherapy	$45
Chiropractic	$36
Chiropractic X-ray (one per year)	$28
Osteopathy	$36

Paid per service, within the limit and waiting period above.

Acupuncture, massage & myotherapyAcupuncture · Massage (with registered provider) · Myotherapy · Nutrition and dieteticsShow 4 servicesBenefit $36Limit $300 per person$600 per membershipCombined limitWaiting 2 months

What’s included

Acupuncture, massage & myotherapy: each service and the benefit paid for it
Service	Benefit we pay
Acupuncture	$36
Massage (with registered provider)	$36
Myotherapy	$36
Nutrition and dietetics	$36

Paid per service, within the limit and waiting period above.

PodiatryPodiatry (Other Items as per podiatry schedule) · Podiatry services (including orthotics)Show 2 servicesBenefit Varies by serviceLimit $300 per personWaiting 2 months

What’s included

Podiatry: each service and the benefit paid for it
Service	Benefit we pay
Podiatry (Other Items as per podiatry schedule)	$25
Podiatry services (including orthotics)	Benefit amount varies depending on item number

Paid per service, within the limit and waiting period above.

PsychologyConsultations and treatment servicesShow 1 serviceBenefit $50Limit $300 per personWaiting 2 months

What’s included

Psychology: each service and the benefit paid for it
Service	Benefit we pay
Consultations and treatment services	$50

Paid per service, within the limit and waiting period above.

Health appliances & prosthesesTGA approved health appliances and devices, recommended by a relevant provider or health practitioner and where supporting documentation is providedSelected items. Refer to the fund rules for eligibility and conditions · Eligible external prosthesesShow 2 servicesBenefit 70%Limit $200 total per person every 3 years$400 total all appliances per membership every 3 yearsWaiting 12 months

What’s included

Health appliances & prostheses: each service and the benefit paid for it
Service	Benefit we pay
Selected items. Refer to the fund rules for eligibility and conditions	70%
Eligible external prostheses	70%

Paid per service, within the limit and waiting period above.

Health screeningBone density testing · Mammograms · Mole mapping / Skin checkShow 3 servicesBenefit $55Limit $55 per person every 2 yearsWaiting 2 months

What’s included

Health screening: each service and the benefit paid for it
Service	Benefit we pay
Bone density testing	$55
Mammograms	$55
Mole mapping / Skin check	$55

Paid per service, within the limit and waiting period above.

Hearing aidHearing aids and repairs (excluding batteries)Show 1 serviceBenefit 70%Limit $500 per person every 5 yearsWaiting 12 months

What’s included

Hearing aid: each service and the benefit paid for it
Service	Benefit we pay
Hearing aids and repairs (excluding batteries)	70%

Paid per service, within the limit and waiting period above.

Prostheses(non-surgically implanted)Eligible external prosthesesShow 1 serviceBenefit 70%Limit $500 per person every 3 yearsWaiting 12 months

What’s included

Prostheses: each service and the benefit paid for it
Service	Benefit we pay
Eligible external prostheses	70%

Paid per service, within the limit and waiting period above.

Lymphoedema garments(4 garments per year)Eligible external prosthesesShow 1 serviceBenefit 70%Limit $500 per personWaiting 2 months

What’s included

Lymphoedema garments: each service and the benefit paid for it
Service	Benefit we pay
Eligible external prostheses	70%

Paid per service, within the limit and waiting period above.

Audiology, therapies, pharmaceuticals & visiting nurseAudiology · Eye, occupational and speech therapy · Pharmaceuticals (compounded medicine excluded) · Travel vaccines · Visiting nurseShow 5 servicesBenefit Varies by serviceLimit $300 per person$600 per membershipCombined limitWaiting 2 months

What’s included

Audiology, therapies, pharmaceuticals & visiting nurse: each service and the benefit paid for it
Service	Benefit we pay
Audiology	$25
Eye, occupational and speech therapy	$25
Pharmaceuticals (compounded medicine excluded)	$35
Travel vaccines	$35
Visiting nurse	$24

Paid per service, within the limit and waiting period above.

Your premium depends on your details, and prices and available plans can change. Each cover’s policy document prevails over this summary.

Good to know

Limits and waiting periods

Each extras service has its own annual limit and waiting period before you can start claiming. Limits reset on 1 January each year, giving you a fresh set of benefits for the year ahead. Claim and track what you’ve used in the Latrobe Health app (no maths required).

Emergency ambulance

You’re covered for unlimited emergency ambulance transport by road, boat or air, after a one-day waiting period. Live in Queensland? Your state ambulance scheme covers you Australia-wide instead. Tasmanian residents are covered by their state scheme in Tasmania; the policy document explains trips interstate. We don’t cover non-emergency transport, like a transfer between hospitals or a trip home.

Exclusive optical discounts

Latrobe Health Services members have access to exclusive offers from Specsavers and OPSM, helping you get more from your optical cover. That’s extra savings on top of your extras benefits, so you can stretch your optical budget further.

Claiming made easy

Leave your membership card at home. Create a QR code in the Latrobe Health app and scan it at any provider with a HICAPS Trinity terminal. Claiming later is just as easy: snap a photo of your receipt in the app and submit in a few taps. We’ll handle the paperwork (all of it) and pay your benefit into your account.

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