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Not-for-profit & member owned health insurance

Healthily devoted to you

As a not-for-profit health fund, we’re here for our members, not shareholders. Get cover that’s in your corner and see how much you could save. Get a quote today.

  • 110K+Members covered
  • 89%Member satisfaction
  • 75+Years of service
Quick quote

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Choose your cover

Compare hospital and extras cover with confidence. See what’s included, understand your options, and get a personalised quote in 2 mins.

  • Healthy Start Package

    Public hospital cover across all clinical categories, accident treatment in a participating private hospital, plus extras for everyday health.

    From$25.90/wk
    • Included:Cover for all clinical categories in a public hospital, and accidents only in a participating private hospital
    • Included:Emergency ambulance

    Government rebate of up to 24.118% may apply

  • Bronze Hospital

    Your first-level hospital cover, keeping your health on track (and your budget too).

    From$23.61/wk
    • Included:Accident Advantage
    • Included:Endoscopy
    • Included:Chemotherapy
    • Included:Women’s & men’s health
    • Included:Ear, nose & throat
    • And more

    Government rebate of up to 24.118% may apply

  • Bronze Plus Hospital

    Enhanced Bronze cover that says we’ve got you.

    From$24.78/wk
    • Included:Accident Advantage
    • Included:All Bronze categories
    • Included:Dental surgery
    • Included:Lung and chest
    • Included:Blood
    • And more

    Government rebate of up to 24.118% may apply

  • Silver Hospital

    Silver hospital cover to help you look after your health with confidence.

    From$37.11/wk
    • Included:Accident Advantage
    • Included:All Bronze Plus categories
    • Included:Heart and vascular system
    • Included:Back, neck and spine
    • Included:Plastic and reconstructive surgery (medically necessary)
    • And more

    Government rebate of up to 24.118% may apply

  • Most Popular

    Essential Silver Plus Hospital

    Essential protection, great value, fewer compromises.

    From$30.85/wk
    • Included:Accident Advantage
    • Included:All Silver categories
    • Included:Rehabilitation
    • Included:Sleep studies
    • Included:Heart and vascular system
    • And more

    Government rebate of up to 24.118% may apply

  • Complete Silver Plus Hospital

    Feel thoroughly protected with our most complete Silver Hospital cover.

    From$44.54/wk
    • Included:Accident Advantage
    • Included:All Essential Silver Plus categories
    • Included:Joint replacements
    • Included:Cataracts
    • Included:Palliative care
    • Included:Insulin pumps
    • And more

    Government rebate of up to 24.118% may apply

Indicated prices are per person per week for a single aged 30 living in VIC, with the Base Tier Australian Government Rebate applied, no Lifetime Health Cover loading, and each hospital plan’s highest excess (family-only plans show the family rate). Your premium depends on your details, and prices and available plans can change.

Health cover, made simple

Get covered with Latrobe Health Services in four straightforward steps.

1

Pick your cover

Compare hospital and extras covers to find one that’s right for you.

2

See your price

Get a personalised quote in under 2 minutes.

3

Join with confidence

Sign up online in 8 easy steps, or call us if you need to talk it through.

4

Enjoy the benefits

Start enjoying your member benefits, download the Latrobe Health app for more!

Why Choose Us

Health Cover Done Right

For more than 75 years, we’ve been all in on making health cover simpler, more affordable and easier to understand.

Fast and easy claiming

Instantly claim with HICAPS at your provider, or take a snap of your receipt and upload it to the app. We’ll do all the paperwork for you.

Flexible cover

Life changes. Your cover can too. Enjoy month-to-month flexibility with no lock-in contracts or exit fees.

Your healthcare, your choice

Choose the extras providers that suit your needs, with no preferred provider requirements.

Accident Advantage

A little extra backup when you need it most. Get access to top-tier hospital cover for eligible accident-related treatment, even if your policy wouldn’t normally cover it.

Your cover, in your pocket

Manage your membership, make claims and keep track of your benefits with the Latrobe Health app.

Not-for-profit and member-first

As a not-for-profit health fund, we’re here for our members, not shareholders. That means more focus on value, service and support.

Contact Us

Get Your Free Personalised Quote

Talk to one of our health consultants or submit the form and we’ll be in touch.

  • Call us1300 362 144
  • Call centre hoursMonday to Friday, 9:00am to 4:30pm
  • Email usinfo@lhs.com.au
  • Visit a branchMoe, Traralgon & Warragul. Hours differ by branch, so see our Contact page

Request a Quote

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Private Health Cover

Join Latrobe Health Services Today

Get your personalised quote in minutes and find the right cover for your needs. No lock-in contracts, no hidden fees.