Core Family Extras
Mid-level extras built around family needs (because someone always needs something).
- $200 back on optical per person
- General dental
- Speech therapy
Core Family Extras
from $16.86/wk
What you’re covered for
Included:Benefit BonusDetails
Combined with any Latrobe Health hospital cover, you accrue $50 per person (capped at $100 per membership) each year on your join anniversary. If unused, your bonus rolls over, up to $250 per person and capped at $500 per membership. More about Benefit Bonus
Emergency ambulanceUnlimited ambulance transports where necessaryShow 1 serviceHide serviceBenefit No limitLimit No limitWaiting 1 day
What’s included
| Service | Benefit we pay |
|---|---|
| Unlimited ambulance transports where necessary | No limit |
Paid per service, within the limit and waiting period above.
General dentalItems as per dental schedulePeriodic oral examination · Scale and clean · Fluoride treatment · Adhesive restoration (filling 1 surface) · Preparation of 1 root canal · Filling of 1 root canal · X-rays · Surgical tooth extraction · Mouth guard (supplied by a dentist or dental technician)Show 9 servicesHide servicesBenefit Varies by serviceLimit $375 per personWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Periodic oral examination | First examination $60$32 on subsequent services |
| Scale and clean | First scale & clean $120$60 on subsequent services |
| Fluoride treatment | $36maximum 2 per person |
| Adhesive restoration (filling 1 surface) | $70 |
| Preparation of 1 root canal | $126.60 |
| Filling of 1 root canal | $131.80 |
| X-rays | First X-ray $50$25 on subsequent services |
| Surgical tooth extraction | $70 |
| Mouth guard (supplied by a dentist or dental technician) | $80 |
Paid per service, within the limit and waiting period above.
OpticalGlasses, contact lenses and prescription sunglassesShow 1 serviceHide serviceBenefit $200Limit $200 per personWaiting 6 months
What’s included
| Service | Benefit we pay |
|---|---|
| Glasses, contact lenses and prescription sunglasses | $200 |
Paid per service, within the limit and waiting period above.
Physiotherapy, chiropractic & osteopathyPhysiotherapy · Osteopathy · Antenatal & postnatal classes · Chiropractic · Exercise physiology · Speech therapyShow 6 servicesHide servicesBenefit Varies by serviceLimit $200 per person$600 per membershipWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Physiotherapy | $40 |
| Osteopathy | $40 |
| Antenatal & postnatal classes | $30 |
| Chiropractic | $30 |
| Exercise physiology | $30 |
| Speech therapy | $30 |
Paid per service, within the limit and waiting period above.
Acupuncture, massage & myotherapyAcupuncture · Massage (with registered provider) · Myotherapy · Nutrition and dieteticsShow 4 servicesHide servicesBenefit Varies by serviceLimit $150 per person$450 per membershipWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Acupuncture | $30 |
| Massage (with registered provider) | $35 |
| Myotherapy | $30 |
| Nutrition and dietetics | $30 |
Paid per service, within the limit and waiting period above.
Psychology & counsellingPsychology · Stress management · CounsellingShow 3 servicesHide servicesBenefit $30Limit $225 per person$675 per membershipWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Psychology | $30 |
| Stress management | $30 |
| Counselling | $30 |
Paid per service, within the limit and waiting period above.
Health appliances & prosthesesTGA approved health appliances and devices, recommended by a relevant provider or health practitioner and where supporting documentation is providedSelected items. Refer to the fund rules for eligibility and conditions · Eligible external prosthesesShow 2 servicesHide servicesBenefit 65%Limit $225 total all appliances every 2 years per membershipWaiting 12 months
What’s included
| Service | Benefit we pay |
|---|---|
| Selected items. Refer to the fund rules for eligibility and conditions | 65% |
| Eligible external prostheses | 65% |
Paid per service, within the limit and waiting period above.
Your premium depends on your details, and prices and available plans can change. Each cover’s policy document prevails over this summary.
Benefit Bonus
Get a little extra on the extras you use most. When you combine Core Family Extras with any Latrobe Health hospital cover, you’ll receive a Benefit Bonus that builds up each year on your join anniversary and can be used to help cover gaps on included extras services.
That’s an extra $50 per person, or $100 per membership to use, every year on top of your regular extras benefits.
Any unused Benefit Bonus rolls over each year, capped at $250 per person and $500 per membership.
Waiting period: 6 months.
Get a quote, Benefit BonusHow it works
- Combine Core Family Extras with any Latrobe Health Services hospital cover.
- Your Benefit Bonus grows each year on your join anniversary.
- Any unused bonus rolls over, up to $250 per person and capped at $500 per membership.
- Use it towards gaps on included extras services.
- On couple and family memberships, each person can claim up to 50% of the available bonus in any one year.
Good to know
Limits and waiting periods
Each extras service has its own annual limit and waiting period before you can start claiming. Limits reset on 1 January each year, giving you a fresh set of benefits for the year ahead. Claim and track what you’ve used in the Latrobe Health app (no maths required).
Emergency ambulance
You’re covered for unlimited emergency ambulance transport by road, boat or air, after a one-day waiting period. Live in Queensland? Your state ambulance scheme covers you Australia-wide instead. Tasmanian residents are covered by their state scheme in Tasmania; the policy document explains trips interstate. We don’t cover non-emergency transport, like a transfer between hospitals or a trip home.
Exclusive optical discounts
Latrobe Health Services members have access to exclusive offers from Specsavers and OPSM, helping you get more from your optical cover. That’s extra savings on top of your extras benefits, so you can stretch your optical budget further.
Claiming made easy
Leave your membership card at home. Create a QR code in the Latrobe Health app and scan it at any provider with a HICAPS Trinity terminal. Claiming later is just as easy: snap a photo of your receipt in the app and submit in a few taps. We’ll handle the paperwork (all of it) and pay your benefit into your account.
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