Core Essential Extras
A good balance of extras cover for your day-to-day health needs.
Core Essential Extras is only available when combined with hospital cover. It can’t be purchased on its own.
- $175 back on optical per person
- General dental
- Psychology
Core Essential Extras
from $6.27/wk
What you’re covered for
Included:Benefit BonusDetails
Combined with any Latrobe Health hospital cover, you accrue $50 per person (capped at $100 per membership) each year on your join anniversary. If unused, your bonus rolls over, up to $250 per person and capped at $500 per membership. More about Benefit Bonus
Emergency ambulanceUnlimited ambulance transports where necessaryShow 1 serviceHide serviceBenefit No limitLimit No limitWaiting 1 day
What’s included
| Service | Benefit we pay |
|---|---|
| Unlimited ambulance transports where necessary | No limit |
Paid per service, within the limit and waiting period above.
General dentalPeriodic oral examination · Scale and clean · X-rays · Fluoride treatments · Adhesive restoration · Preparation of 1 root canal · Filling of 1 root canal · Simple tooth extraction · Mouth guard (supplied by a dentist or dental technician)Show 9 servicesHide servicesBenefit Varies by serviceLimit $375 per personWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Periodic oral examination | First examination $60Subsequent 50% |
| Scale and clean | First examination $120Subsequent 50% |
| X-rays | First X-ray $50Subsequent treatment 50% |
| Fluoride treatments | $36maximum 2 per person |
| Adhesive restoration | 50% |
| Preparation of 1 root canal | 50% |
| Filling of 1 root canal | 50% |
| Simple tooth extraction | 50% |
| Mouth guard (supplied by a dentist or dental technician) | 50% |
Paid per service, within the limit and waiting period above.
OpticalGlasses, contact lenses and prescription sunglassesShow 1 serviceHide serviceBenefit $175Limit $175 per personWaiting 6 months
What’s included
| Service | Benefit we pay |
|---|---|
| Glasses, contact lenses and prescription sunglasses | $175 |
Paid per service, within the limit and waiting period above.
Physiotherapy, chiropractic & massagePhysiotherapy · Osteopathy · Chiropractic · Exercise physiology · Acupuncture · Massage (with registered provider) · Myotherapy · Nutrition and dieteticsShow 8 servicesHide servicesBenefit $30Limit $350 per person$700 per membershipWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Physiotherapy | $30 |
| Osteopathy | $30 |
| Chiropractic | $30 |
| Exercise physiology | $30 |
| Acupuncture | $30 |
| Massage (with registered provider) | $30 |
| Myotherapy | $30 |
| Nutrition and dietetics | $30 |
Paid per service, within the limit and waiting period above.
Psychology & counsellingPsychology · Stress management · CounsellingShow 3 servicesHide servicesBenefit $30Limit $200 per personWaiting 2 months
What’s included
| Service | Benefit we pay |
|---|---|
| Psychology | $30 |
| Stress management | $30 |
| Counselling | $30 |
Paid per service, within the limit and waiting period above.
Health appliancesCrutches · Brace (knee) · Splint (finger, hand, wrist, arm, elbow) · Cam bootShow 4 servicesHide servicesBenefit 50%Limit $225 total all appliances every 2 yearsWaiting 12 months
What’s included
| Service | Benefit we pay |
|---|---|
| Crutches | 50% |
| Brace (knee) | 50% |
| Splint (finger, hand, wrist, arm, elbow) | 50% |
| Cam boot | 50% |
Paid per service, within the limit and waiting period above.
Your premium depends on your details, and prices and available plans can change. Each cover’s policy document prevails over this summary.
Benefit Bonus
Get a little extra on the extras you use most. When you combine Core Essential Extras with any Latrobe Health hospital cover, you’ll receive a Benefit Bonus that builds up each year on your join anniversary and can be used to help cover gaps on included extras services.
That’s an extra $50 per person, or $100 per membership to use, every year on top of your regular extras benefits.
Any unused Benefit Bonus rolls over each year, capped at $250 per person and $500 per membership.
Waiting period: 6 months.
Get a quote, Benefit BonusHow it works
- Combine Core Essential Extras with any Latrobe Health Services hospital cover.
- Your Benefit Bonus grows each year on your join anniversary.
- Any unused bonus rolls over, up to $250 per person and capped at $500 per membership.
- Use it towards gaps on included extras services.
- On couple and family memberships, each person can claim up to 50% of the available bonus in any one year.
Good to know
Limits and waiting periods
Each extras service has its own annual limit and waiting period before you can start claiming. Limits reset on 1 January each year, giving you a fresh set of benefits for the year ahead. Claim and track what you’ve used in the Latrobe Health app (no maths required).
Emergency ambulance
You’re covered for unlimited emergency ambulance transport by road, boat or air, after a one-day waiting period. Live in Queensland? Your state ambulance scheme covers you Australia-wide instead. Tasmanian residents are covered by their state scheme in Tasmania; the policy document explains trips interstate. We don’t cover non-emergency transport, like a transfer between hospitals or a trip home.
Exclusive optical discounts
Latrobe Health Services members have access to exclusive offers from Specsavers and OPSM, helping you get more from your optical cover. That’s extra savings on top of your extras benefits, so you can stretch your optical budget further.
Claiming made easy
Leave your membership card at home. Create a QR code in the Latrobe Health app and scan it at any provider with a HICAPS Trinity terminal. Claiming later is just as easy: snap a photo of your receipt in the app and submit in a few taps. We’ll handle the paperwork (all of it) and pay your benefit into your account.
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