Does the LHC loading apply to everyone?
Lifetime Health Cover does not apply to Extras cover or Ambulance memberships. If you were born before 1 July 1934, you are not affected and you do not pay a loading. Special rules apply to people who belong to one of the following groups and we recommend that you contact us for more information if you are:
- Leaving the Australian Armed Services or the Antarctic Division
- An immigrant or a refugee
- An ex or current Norfolk Island resident
- An Australian citizen, but you were overseas when you turned 31
- No longer entitled to a Veterans' Affairs Gold Card