I am 30 years old but my partner is 37. How does Lifetime Health Cover affect us?
You will both be assigned a certified joining age. On a couples or family membership the premium charged will be a combined rate that reflects the age of entry of each adult. You will not be allocated a joint entry age. This is how it works:
Let's say the cost of your cover is $1000.
- Your certified age of joining is 30 and you pay the base rate of half that premium, ie $500.
- Your partner will be assigned a certified joining age of 37 and will pay a loading of 14% on top of the base rate ie $500 + $70 = $570.
- The final cost of your couples or family membership would be $500 + $570 = $1070.