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Discount / loadingUnder-30s get an age-based discount of up to 10% off hospital cover. Lifetime Health Cover (LHC) loading adds 2% for each year you were over 30 without hospital cover. Whichever applies is already included in your quoted price. On a couple or family membership both are averaged across the adults covered, and once your quote is live the figure shown here is the one it applies.Enter age first

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Your profile

Building your membership…

Your cover

Basic Extrasextras

AgeNot yet entered

Discount / loadingUnder-30s get an age-based discount of up to 10% off hospital cover. Lifetime Health Cover (LHC) loading adds 2% for each year you were over 30 without hospital cover. Whichever applies is already included in your quoted price. On a couple or family membership both are averaged across the adults covered, and once your quote is live the figure shown here is the one it applies.Enter age first

Who's coveredNot yet selected

StateNot yet selected

Govt rebateNot yet selected

Cover typeExtras only

Currently insuredNot yet selected