Basic Public Hospital

Basic Public Hospital

Basic Public Hospital (code: HX)

 Provides cover for treatment in a public hospital and limited cover for treatment in a private hospital.

 What is covered in a public hospital?
You are covered in a public hospital and can choose your own doctor.
Accommodation in a shared room Covers you in a shared room for theatre, intensive care and recovery ward fees, medicines and drugs clinically required as part of your inpatient treatment.
Accommodation in a private room In a public hospital single rooms are subject to availability, if you choose a private room, you may incur out-of-pocket expenses.
Just Ask!® Medical Gap cover Is an additional medical benefits to reduce the gap for in-hospital medical charges higher than the Medicare Benefit Schedule fee.
Surgically implanted prostheses All prostheses are covered in accordance with the Commonwealth Prostheses Listing.

 

What is not fully covered in a public hospital?
Treatment not covered by Medicare i.e. procedures that do not have a benefit payable under the Medicare Benefit Schedule.

 

What is not fully covered in a private hospital?
  • Limited benefits will apply to the cost of any admission.
  • Significant out-of-pocket costs will be incurred for any admission to a private hospital.
  • Treatment not covered by Medicare i.e. procedures that do not have a benefit payable under the Medicare Benefit Schedule.