Top Extras

Top Extras

PV: Available with or without a hospital cover

A good fit for those who want a comprehensive yet affordable range of benefits. It includes general and major dental and a range of lifestyle benefits including Quit smoking course and physiotherapy.

Top Extras can be taken as a stand alone product or packaged with a hospital cover.

Top Extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

Membership
limit

 General dental

 Including diagnostic and preventative
 services, oral surgery, extractions,
 endodontics and restorations

- - $1200 -

 Major dental

 Crowns, bridgework, dentures
 and periodontics

1    

- No benefit -

2+

- $1200 -

Combined general and major dental:

-

- - $2400

 Orthodontics

 Benefits are fixed at the level in which
 the course commences and paid
 over a 3 year period

  Maximum
per year
Maximum
per course
 

1

No benefit No benefit -

2

$300 $900 -

3

$3671 $1100 -

4

$450 $1350 -

5

$550 $1650 -

6+

$6672 $2000 -

 Physiotherapy

 Initial consultation

 Subsequent consultations

 Group physiotherapy/
 hydrotherapy consultation

 Combined limit:

-

-

-

-

$30

$25

$12 per class

-

-

-

-

$350

-

-

-

$700

 Dietitian

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$300

-

-

-

 Audiology

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$300

-

-

-

 Psychology

 Initial consultation

 Group consultation

 Combined limit:

-

-

-

$50

$20

-

-

-

$300

-

-

-

 Any combination of the following services: Speech therapy, Eye therapy, Occupational therapy

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$350

-

-

$700

 Pharmacy prescription3 and allergy/travel vaccines

 Pharmacy prescription

 Allergy/travel vaccines

 Combined limit:

-

-

-

$35

Up to 70% of cost

-

$250

$200

$350

-

-

$700

 Optical

 Includes spectacles and repairs,
 contact lenses and optical prescription
 sunglasses

- $180 $180 -

 Any combination of the following therapies:   chiropractic, osteopathy, massage, acupuncture, myotherapy

 Initial consultation

 Subsequent consultations

 Chiropractic X-ray

 Combined limit:

-

-

-

-

$26

$20

$28

-

-

-

One

$450

-

-

-

$900

 Health appliances

 Per membership every 3 years

 Blood glucose monitor

 Air compressor pump

 Nebuliser

 TENS machine

 C-PAP machine

 Combined limit:

 

-

-

-

-

-

-

 

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

-

 

$250

$250

$250

$250

$250

$500

 

-

-

-

-

-

$500

 Blood pressure monitor

 Per membership every 3 years

-

-

-

$100

 Lymphoedema garments

 4 garments per year

-

Up to 70% of cost

$500

-

 Prostheses

 (Non surgically implanted), every 3 years

-

Up to 70% of cost

$800

-

 Hearing aid

 Includes repairs other than batteries, every 5 years

-

$650

$650

-

 Visiting nurse

 Visiting nurse

-

$17 per visit

$250

$500

 Podiatry

 Benefits are a set amount depending
 on item number for consultations,
 treatment and orthotics prescribed
 by a podiatrist

-

-

$300

-

 Health screenings

 Every 2 years: Mammograms,
 bone density testing, mole mapping

-

-

$55

-

 QUIT smoking course

 Benefit for the completion of
 a QUIT smoking course

-

$70 per course

-

-

 Ambulance subscription rebate

 When paid voluntarily, but not
 as a state tax or levy.
 Limit one family subscription
 or two single subscriptions

-

-

100%

-

1. 3rd year benefit is $366.
2. 3rd year benefit is $666.
3. Exclusions apply. Please refer to pharmacy benefits.