Premier Silver

Premier Silver

PV: Available with or without a hospital cover.

A good fit for those who want a comprehensive yet affordable range of benefits. It includes general and major dental and a range of lifestyle benefits including Quit smoking course, naturopathy and physiotherapy.

Premier Silver can be taken as a stand alone product or packaged with a hospital cover.

 

Premier Silver extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

Membership
limit

 General dental

 Including diagnostic and preventative
 services, oral surgery, extractions,
 endodontics and restorations

- - $1200 -

 Major dental

 Crowns, bridgework, dentures
 and periodontics

1    

- No benefit -

2+

- $1200 -

Combined general and major dental:

-

- - $2400

 Orthodontics

 Benefits are fixed at the level in which
 the course commences and paid
 over a 3 year period

  Maximum
per year
Maximum
per course
 

1

No benefit No benefit -

2

$300 $900 -

3

$3671 $1100 -

4

$450 $1350 -

5

$550 $1650 -

6+

$6672 $2000 -

 Physiotherapy

 Initial consultation

 Subsequent consultations

 Group physiotherapy/
 hydrotherapy consultation

 Combined limit:

-

-

-

-

$30

$25

$12 per class

-

-

-

-

$350

-

-

-

$700

 Dietitian

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$300

-

-

-

 Audiology

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$300

-

-

-

 Psychology

 Initial consultation

 Group consultation

 Combined limit:

-

-

-

$50

$20

-

-

-

$300

-

-

-

 Any combination of the following services: Speech therapy, Eye therapy, Occupational therapy

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$30

$25

-

-

-

$350

-

-

$700

 Pharmacy prescription3 and allergy/travel vaccines

 Pharmacy prescription

 Allergy/travel vaccines

 Combined limit:

-

-

-

$35

Up to 70% of cost

-

$250

$200

$350

-

-

$700

 Optical

 Includes spectacles and repairs,
 contact lenses and optical prescription
 sunglasses

- $180 $180 -

 Any combination of the following therapies:
 Chiropractic, Osteopathy, Naturopathy, Massage, Acupuncture, Myotherapy

 Initial consultation

 Subsequent consultations

 Chiropractic X-ray

 Combined limit:

-

-

-

-

$26

$20

$28

-

-

-

One

$450

-

-

-

$900

 Health appliances

 Per membership every 3 years

 Blood glucose monitor

 Air compressor pump

 Nebuliser

 TENS machine

 C-PAP machine

 Combined limit:

 

-

-

-

-

-

-

 

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

Up to 80% of cost

-

 

$250

$250

$250

$250

$250

$500

 

-

-

-

-

-

$500

 Blood pressure monitor

 Per membership every 3 years

-

-

-

$100

 Lymphoedema garments

 4 garments per year

-

Up to 70% of cost

$500

-

 Prostheses

 (Non surgically implanted), every 3 years

-

Up to 70% of cost

$800

-

 Hearing aid

 Includes repairs other than batteries, every 5 years

-

$650

$650

-

 Visiting nurse

 Visiting nurse

-

$17 per visit

$250

$500

 Podiatry

 Benefits are a set amount depending
 on item number for consultations,
 treatment and orthotics prescribed
 by a podiatrist

-

-

$300

-

 Health screenings

 Every 2 years: Mammograms,
 bone density testing, mole mapping

-

-

$55

-

 QUIT smoking course

 Benefit for the completion of
 a QUIT smoking course

-

$70 per course

-

-

 Ambulance subscription rebate

 When paid voluntarily, but not
 as a state tax or levy.
 Limit one family subscription
 or two single subscriptions

-

-

100%

-

 Travel Insurance discount on policies purchased through Latrobe

 Premier Silver only

-

10%

-

-

 Premier Silver combined with
 hospital cover

-

25%

-

-

1. 3rd year benefit is $366.
2. 3rd year benefit is $666.
3. Exclusions apply. Please refer to pharmacy benefits.