Premier Gold

Premier Gold

PG: Available with or without a hospital cover.

Premier Gold is the perfect choice if you want the very best extras cover available from Latrobe. It includes a wide range of services, and the rebates are much higher than usual. On many services there's no family limit to the amount you can claim, so it's ideal for larger families,
or those who need ongoing treatment.

Premier Gold can be taken on its own or combined with your hospital cover.

 

Premier Gold extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

 General dental

 Including diagnostic and preventative services,
 oral surgery, extractions, endodontics and restorations

- - -

 Major dental

 Crowns, bridgework, dentures and periodontics

1    

- No benefit

2

- $300

3

- $500

4

- $800

5

- $1000

6+

- $1500

 Orthodontics

 Benefits are fixed at the level in which the course
 commences and paid over a 3 year period

  Maximum
per year
Maximum
per course

1

No benefit No benefit

2

$300 $900

3

$400 $1200

4

$500 $1500

5

$600 $1800

6-9

$800 $2400

10+

$1000 $3000

 

Other health services

 Other health services detail

Initial
consultation

Subsequent
consultations

Personal
limit

 Acupuncture

$40 $32 $1000

 Audiology

$65 $65 $1000

 Chiropractic

$46 $29 $350

 Chiropractic X-ray

$80 $80 One

 Dietitian

$45 $40 $1000

 Eye therapy

$50 $40 $1000
 Health screening

 

 Every 2 years: Mammograms, bone density testing,
 mole mapping

 

$75

 

$75

 

$75

 Massage - remedial and therapeutic

$36 $32 $350

 Myotherapy

$40 $35 $1000

 Naturopathy

$30 $30 $250

 Occupational therapy

$50 $50 $1000

 Osteopathy

$45 $30 $1000

 Physiotherapy

 Group physiotherapy/hydrotherapy consultation

 Combined limit:

$42

$15 per class

-

$37

$15 per class

-

-

-

$1000

 Psychology

$80 $80 $450

 Speech therapy

$60 $60 $1000

 Visiting nurse

$45 $18 $1000

 

Premier Gold extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

 Optical

 Includes spectacles and repairs, contact lenses
 and optical prescription sunglasses

- $250 $250

 Pharmacy1

 Maximum per prescription

- $100 $400

 Podiatry

 Benefits are a set amount depending on item number
 for consultations, treatment and orthotics prescribed
 by a podiatrist

- - $600

 Health appliances

 Per membership every 3 years:

 Blood glucose monitor

 Air compressor

 Nebulisers

 TENS machine

 C-PAP machine

 Combined membership limit:

 

-

-

-

-

-

-

 

Up to 90% of cost

Up to 90% of cost

Up to 90% of cost

Up to 90% of cost

Up to 90% of cost

-

 

$250

$250

$250

$250

$250

$500

 Lymphoedema garments

 4 garments per year

- Up to 70% of cost $600

 Prostheses

 (Non surgically implanted), every 3 years

- Up to 90% of cost $800

 Hearing aid

 Includes repairs other than batteries, every 5 years

- $1000 $1000

 Mouth guards

 Supplied by a dentist or dental technician

- $65 $65

 Ambulance subscription rebate

 When paid voluntarily, but not as a state tax or levy.
 Limited to one family or two single subscriptions

- - 100%

 Travel Insurance discount on policies purchased through Latrobe

 Premier Gold only

- 10% -

 Premier Gold combined with hospital cover

- 25% -

1. Exclusions apply. Please refer to pharmacy benefits.