Premier

Premier

P: Available with or without a hospital cover.

Receive a bonus upgrade to Premier Plus® extras cover by packaging Premier extras cover with a Latrobe hospital cover.
Please contact us for further information.

 

Premier extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

Membership
limit

 General and major dental

 General dental: Including diagnostic
 and preventative services, oral surgery,
 extractions, endodontics and
 restorations

-   

-

$1000

$2000

 Major dental: Crowns, bridgework,
 dentures and periodontics

1    

-

No benefit

-

2

-

$300

-

3

-

$600

-

4+

-

$1000

$2000

 Combined general and
 major dental:

2+    

-

$1000

$2000

 Orthodontics

 Benefits are fixed at the level in which
 the course commences and paid
 over a 3 year period

  Maximum
per year
Maximum
per course
 

1

No benefit No benefit -

2

$300 $900 -

3

$350 $1050 -

4

$400 $1200 -

5

$450 $1350 -

6+

$600 $1800 -

 A combined limit applies to the following therapies and services: Chiropractic, Physiotherapy, Pharmacy1,
 Occupational therapy, Naturopathy, Eye therapy, Speech therapy, Osteopathy, Visiting nurse

 Chiropractic:

 Initial consultation

 Subsequent consultations

 Chiropractic X-ray

 Physiotherapy:

 Initial consultation

 Subsequent consultations

 Group physiotherapy/
 hydrotherapy consultation

 Occupational therapy, Naturopathy,
 Eye therapy, Speech therapy,
 Osteopathy, Visiting nurse:

 Initial consultation

 Subsequent consultations

 Pharmacy:

 Pharmacy prescription

 Combined limit:

 

-

-

-

 

-

-

-

 
 
 
 

-

-

 

-

-

 

$26

$19

$28

 

$27

$22

$10 per class

 
 
 
 

$25

$17

 

$25

-

 

-

-

One

 

-

-

-

 
 
 
 

-

-

 

-

$300

 

-

-

-

 

-

-

-

 
 
 
 

-

-

 

-

$600

 Other services: Dietitian,
 Acupuncture, Audiology

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$25

$17

-

-

-

$300

-

-

-

 Optical

 Includes spectacles and repairs,
 contact lenses and optical
 prescription sunglasses

-

$125

$125

-

 Health appliances

 Per membership every 3 years

 Blood glucose monitor

 Air compressor pump

 Nebuliser

 TENS machine

 C-PAP machine

 Combined limit:

 

-

-

-

-

-

-

 

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

-

 

$200

$200

$200

$200

$200

$400

 

-

-

-

-

-

$400

 Prostheses

 (Non surgically implanted), every 3 years

-

Up to 70% of cost

$500

-

 Hearing aid

 Includes repairs other than batteries,
 every 5 years

-

$500

$500

-

 Mouth guards

 Supplied by a dentist or dental technician

-

$55

$55

-

 Podiatry

 Benefits are a set amount depending
 on item number for consultations,
 treatment and orthotics prescribed
 by a podiatrist

-

-

$300

-

 Psychology

 Each consultation

-

$50

$300

-

 Ambulance subscription rebate

 When paid voluntarily, but not
 as a state tax or levy.

-

$44 family

-

$44

 Limit one family subscription
 or two single subscriptions

-

$22 single

-

$44

 Travel Insurance discount on policies purchased through Latrobe

 Travel insurance discount

-

10%

-

-

1. Exclusions apply. Please refer to pharmacy benefits.