Family Care is your family’s extras health cover solution as it covers your non-student dependants from 18 up to their 25th birthday, providing they are not married or living in a defacto relationship. They may even be living away from home, or earning their own income.
Family Care can be purchased as a stand alone product or packaged with Latrobe's Family Care hospital cover.
Please contact us for further information.
Family Care extras cover detail
|
Cover details
|
Years of
membership
|
Maximum
benefit
|
Personal
limit
|
Membership
limit
|
General and major dental
|
|
General dental: Including diagnostic
and preventative services, oral surgery,
extractions, endodontics and
restorations
|
-
|
-
|
$1000
|
$2000
|
|
Major dental: Crowns, bridgework,
dentures and periodontics
|
1
|
-
|
No benefit
|
-
|
|
2
|
-
|
$300
|
-
|
|
3
|
-
|
$600
|
-
|
|
4+
|
-
|
$1000
|
$2000
|
|
Combined general and
major dental:
|
2+
|
-
|
$1000
|
$2000
|
Orthodontics
|
|
Benefits are fixed at the level in which
the course commences and paid
over a 3 year period
|
|
Maximum
per year |
Maximum
per course |
|
|
1
|
No benefit |
No benefit |
- |
|
2
|
$300 |
$900 |
- |
|
3
|
$350 |
$1050 |
- |
|
4
|
$400 |
$1200 |
- |
|
5
|
$450 |
$1350 |
- |
|
6+
|
$600 |
$1800 |
- |
A combined limit applies to the following therapies and services: Chiropractic, Physiotherapy, Pharmacy1,
Osteopathy, Eye therapy, Naturopathy, Visiting nurse, Occupational therapy, Speech therapy, Massage
|
|
Chiropractic:
Initial consultation
Subsequent consultations
Chiropractic X-ray
Physiotherapy:
Initial consultation
Subsequent consultations
Group physiotherapy/
hydrotherapy consultation
Osteopathy, Eye therapy, Naturopathy,
Visiting nurse, Occupational therapy,
Speech therapy, Massage:
Initial consultation
Subsequent consultations
Pharmacy:
Pharmacy prescription
Combined limit:
|
-
-
-
-
-
-
-
-
-
-
|
$26
$19
$28
$27
$22
$10 per class
$25
$17
$25
-
|
-
-
One
-
-
-
-
-
-
$300
|
-
-
-
-
-
-
-
-
-
$600
|
Other services: Dietitian, Acupuncture, Audiology, Myotherapy
|
|
Initial consultation
Subsequent consultations
Combined limit:
|
-
-
-
|
$25
$17
-
|
-
-
$300
|
-
-
-
|
Optical
|
|
Includes spectacles and repairs,
contact lenses and optical
prescription sunglasses
|
-
|
$125
|
$125
|
-
|
Health appliances
|
|
Per membership every 3 years
Blood glucose monitor
Air compressor pump
Nebuliser
TENS machine
C-PAP machine
Combined limit:
|
-
-
-
-
-
-
|
Up to 70% of cost
Up to 70% of cost
Up to 70% of cost
Up to 70% of cost
Up to 70% of cost
-
|
$200
$200
$200
$200
$200
$400
|
-
-
-
-
-
$400
|
Lymphoedema garments
|
|
4 garments per year
|
-
|
Up to 70% of cost
|
$500
|
-
|
Prostheses
|
|
(Non surgically implanted), every 3 years
|
-
|
Up to 70% of cost
|
$500
|
-
|
Hearing aid
|
|
Includes repairs other than batteries,
every 5 years
|
-
|
$500
|
$500
|
-
|
Mouth guards
|
|
Supplied by a dentist or dental technician
|
-
|
$55
|
$55
|
-
|
Podiatry
|
|
Benefits are a set amount depending
on item number for consultations,
treatment and orthotics prescribed
by a podiatrist
|
-
|
-
|
$300
|
-
|
Psychology
|
|
Each consultation
|
-
|
$50
|
$300
|
-
|
Health screenings
|
|
Every 2 years: Mammograms,
bone density testing, mole mapping
|
-
|
$45
|
$45
|
-
|
Ambulance subscription rebate
|
|
When paid voluntarily, but not
as a state tax or levy.
Limit one family subscription
or two single subscriptions
|
-
|
$44
|
-
|
$44
|
Travel Insurance discount on policies purchased through Latrobe
|
|
Family Care only
|
-
|
10%
|
-
|
-
|
|
Combined Family Care
hospital and extras
|
-
|
25%
|
-
|
-
|
1. Exclusions apply. Please refer to pharmacy benefits.