Family Care

Family Care

PK: Available with or without a hospital cover.

Family Care is your family’s extras health cover solution as it covers your non-student dependants from 18 up to their 25th birthday, providing they are not married or living in a defacto relationship. They may even be living away from home, or earning their own income.

Family Care can be purchased as a stand alone product or packaged with Latrobe's Family Care hospital cover.
Please contact us for further information.

 

Family Care extras cover detail

 Cover details

Years of
membership

Maximum
benefit

Personal
limit

Membership
limit

 General and major dental

 General dental: Including diagnostic
 and preventative services, oral surgery,
 extractions, endodontics and
 restorations

-   

-

$1000

$2000

 Major dental: Crowns, bridgework,
 dentures and periodontics

1    

-

No benefit

-

2

-

$300

-

3

-

$600

-

4+

-

$1000

$2000

 Combined general and
 major dental:

2+    

-

$1000

$2000

 Orthodontics

 Benefits are fixed at the level in which
 the course commences and paid
 over a 3 year period

  Maximum
per year
Maximum
per course
 

1

No benefit No benefit -

2

$300 $900 -

3

$350 $1050 -

4

$400 $1200 -

5

$450 $1350 -

6+

$600 $1800 -

 A combined limit applies to the following therapies and services: Chiropractic, Physiotherapy, Pharmacy1,
 Osteopathy, Eye therapy, Naturopathy, Visiting nurse, Occupational therapy, Speech therapy, Massage

 Chiropractic:

 Initial consultation

 Subsequent consultations

 Chiropractic X-ray

 Physiotherapy:

 Initial consultation

 Subsequent consultations

 Group physiotherapy/
 hydrotherapy consultation

 Osteopathy, Eye therapy, Naturopathy,
 Visiting nurse, Occupational therapy,
 Speech therapy, Massage:

 Initial consultation

 Subsequent consultations

 Pharmacy:

 Pharmacy prescription

 Combined limit:

 

-

-

-

 

-

-

-

 
 
 
 

-

-

 

-

-

 

$26

$19

$28

 

$27

$22

$10 per class

 
 
 
 

$25

$17

 

$25

-

 

-

-

One

 

-

-

-

 
 
 
 

-

-

 

-

$300

 

-

-

-

 

-

-

-

 
 
 
 

-

-

 

-

$600

 Other services: Dietitian, Acupuncture, Audiology, Myotherapy

 Initial consultation

 Subsequent consultations

 Combined limit:

-

-

-

$25

$17

-

-

-

$300

-

-

-

 Optical

 Includes spectacles and repairs,
 contact lenses and optical
 prescription sunglasses

-

$125

$125

-

 Health appliances

 Per membership every 3 years

 Blood glucose monitor

 Air compressor pump

 Nebuliser

 TENS machine

 C-PAP machine

 Combined limit:

 

-

-

-

-

-

-

 

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

Up to 70% of cost

-

 

$200

$200

$200

$200

$200

$400

 

-

-

-

-

-

$400

 Lymphoedema garments

 4 garments per year

-

Up to 70% of cost

$500

-

 Prostheses

 (Non surgically implanted), every 3 years

-

Up to 70% of cost

$500

-

 Hearing aid

 Includes repairs other than batteries,
 every 5 years

-

$500

$500

-

 Mouth guards

 Supplied by a dentist or dental technician

-

$55

$55

-

 Podiatry

 Benefits are a set amount depending
 on item number for consultations,
 treatment and orthotics prescribed
 by a podiatrist

-

-

$300

-

 Psychology

 Each consultation

-

$50

$300

-

 Health screenings

 Every 2 years: Mammograms,
 bone density testing, mole mapping

-

$45

$45

-

 Ambulance subscription rebate

 When paid voluntarily, but not
 as a state tax or levy.
 Limit one family subscription
 or two single subscriptions

-

$44

-

$44

 Travel Insurance discount on policies purchased through Latrobe

 Family Care only

-

10%

-

-

 Combined Family Care
 hospital and extras

-

25%

-

-

1. Exclusions apply. Please refer to pharmacy benefits.